Our Story

Empowering Pakistan's
Financial Future

MoneyTap was founded with a single mission: to make financial services accessible, transparent, and fair for every Pakistani. We believe that financial empowerment is the foundation of individual and national growth.

2019
Founded
3M+
Customers Served
Rs.50K
Max Loan Amount
SECP
Regulated
Our Purpose

Mission & Values

Our Mission

To democratize access to fair financial services for every Pakistani — salaried, self-employed, or entrepreneur — regardless of socioeconomic background.

Transparency

No hidden fees. No confusing terms. Every rate, fee, and condition is clearly stated before you apply. What you see is what you pay.

Community

We don't just lend money — we build financial resilience. Our credit-building system helps customers grow their financial health over time.

Compliance

Regulated, Transparent, Accountable

MoneyTap operates under full compliance with the Securities and Exchange Commission of Pakistan (SECP) and adheres to all guidelines for digital lending.

Licensed by SECP under the NBFC Regulations
AML/KYC compliant verification process
Data protected under Pakistan's PDPO 2023
Transparent interest rate disclosure
Ethical debt collection practices
SECP

SECP Registered

SECP/LRD/123/ZFSPL/2023-39

MoneyTap (by ZANDA Financial Services Pvt. Ltd.) is a registered Non-Banking Finance Company (NBFC) under the Securities and Exchange Commission of Pakistan, ensuring your funds and data are always protected.

Why MoneyTap

Built for Real Pakistan

01

100% Digital

No branch visits, no paperwork. Apply from anywhere in Pakistan in under 5 minutes.

02

CNIC Only

All you need is your national ID. No collateral, no guarantors, no payslips required.

03

Fair Pricing

Transparent rates with zero hidden fees. You see the full cost before you apply.

04

Fast Disbursal

Approved funds reach your JazzCash, Easypaisa, or HBL account within hours.

Get Started

Join 3M+ Pakistanis
on MoneyTap

Fast, fair personal loans. Apply in minutes with just your CNIC.

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